Do I have to e-file 1099s now?

Increasingly, yes. The IRS lowered the electronic-filing threshold so that businesses filing 10 or more information returns in aggregate (counting 1099s, W-2s, and more together) must e-file. That low threshold means most firms and many small businesses now fall under the e-file requirement — a service like these is the practical way to comply. Always confirm the current threshold with the IRS.

What should a 1099 e-filing service handle besides e-filing?

The good ones also deliver recipient copies (by secure e-delivery and/or print-and-mail), perform TIN matching to catch bad SSNs/EINs before filing, and import your data from accounting software. State filing and combined federal/state programs matter too if your states require separate 1099 filing.

How is this different from buying paper 1099 form kits?

Paper kits are for printing and mailing forms yourself; e-filing services transmit returns electronically to the IRS and (usually) handle recipient delivery for you. With the 10-return e-file threshold, most filers now need a service rather than paper. Some still use paper for a handful of recipient copies — see our guide to 1099 & W-2 form kits for that side.

Best 1099 E-Filing Services for Accountants (2026)

The IRS's low e-file threshold quietly turned 1099 filing from an optional convenience into a near-universal requirement: file 10 or more information returns in aggregate and you must e-file. For accountants handling filings across many clients, that makes a good e-filing service one of the highest-leverage tools of January. The best ones don't just transmit to the IRS — they deliver recipient copies, catch bad TINs before filing, and import straight from your books. Here's how the leading services compare.

Product	Pricing	Best for	Rating
01Tax1099	Per-form pricing	Overall 1099/W-2 e-filing	—	—
02Track1099	Per-form, volume tiers	Accountants filing in bulk	—	—
03Yearli	Per-form / Desktop plans	All-in-one print, mail & e-file	—	—
04TaxBandits	Per-form pricing	Value e-filing	—	—
05efile4Biz	Per-form pricing	Small batches, print + e-file	—	—

How we evaluated#

A 1099 e-filing service is judged on four things: form and state coverage (1099-NEC/MISC and beyond, plus state filing where required), recipient delivery (secure e-delivery and print-and-mail of copies), accuracy tooling (TIN matching to catch errors before they're filed), and integrations plus per-form cost at your volume. We weighted coverage and total cost-per-recipient most heavily for firm-scale filing.

1. Tax1099 — best overall#

Tax1099 is the well-rounded default: broad form support, integrations with QuickBooks and Xero, TIN matching, and recipient e-delivery, scaling from a handful of forms to bulk filing for a firm. The per-form add-ons (postal mail, e-delivery) stack up and the interface can feel busy, but the combination of coverage, integrations, and accuracy tools makes it the safe all-around pick for most filers.

2. Track1099 — best for bulk filing#

An accountant favorite (now part of Avalara), Track1099 is built around clean, efficient bulk workflows and fair volume pricing — exactly what a firm filing hundreds of forms across clients wants. It imports cleanly from accounting tools and keeps the filing process uncluttered. It has fewer extras than some rivals and its ownership shifted under Avalara, but for high-volume accountant use it's hard to beat.

3. Yearli — best all-in-one#

Yearli (from long-established forms provider Greatland) bundles the whole job — e-file, recipient print, and mailing — into tiered plans, so you're not assembling the pieces yourself. The higher tiers unlock the full feature set and per-form costs apply at low volume, but for a filer who wants e-file plus print-and-mail handled in one place without stitching add-ons together, it's the convenient choice.

4. TaxBandits — best value#

TaxBandits covers a lot of ground — 1099, W-2, 94x payroll, and ACA forms — at competitive per-form pricing, with bulk upload and API options for higher volume. You'll pay add-ons for postal mail and e-delivery and it has less name recognition than the bigger players, but for a cost-conscious filer who also touches payroll or ACA forms, the breadth-for-the-price is compelling.

5. efile4Biz — best for small batches#

For a small business filing a modest batch, efile4Biz keeps it simple: a no-software online service that e-files and mails recipient copies for you. It's less cost-efficient at high volume and has fewer integrations than Tax1099 or Track1099, but for a handful of forms with no desire to learn a heavier platform, it's the straightforward option.

What we left off#

We left off filing directly through the IRS's free IRIS portal — it's a legitimate no-cost option, but it lacks the recipient delivery, TIN matching, and accounting integrations that make a paid service worth it at any real volume. We also kept this to information-return e-filing specifically; full professional tax software handles income-tax returns, a different job.

Pairing e-filing with the rest of tax season#

E-filing is one piece of year-end. The paper side — recipient copies for those who want them, and envelopes — is covered in our guide to 1099 & W-2 tax form kits, and the contractor payments that generate these forms in the first place are best tracked through clean payroll and bookkeeping systems all year.

Verdict#

For most filers: Tax1099 is the well-rounded default, and Track1099 is the pick for accountants filing in bulk. Choose Yearli when you want e-file plus print-and-mail bundled, TaxBandits for value (especially if you also file payroll/ACA forms), and efile4Biz for the occasional small batch. With the 10-return e-file threshold now in force, the real decision isn't whether to use a service — it's which one fits your volume.